Terms of Service

Last updated: 30 April 2026

These terms govern your use of the Dibs! alerts subscription (the “Service”). The Service is operated by MARK STUART SWORN FIE, an Estonian sole trader (Estonian Commercial Register number 16893336) trading as Dibs! (the “Operator”, “we”, “us”). By subscribing, you agree to these terms.

1. What you’re paying for

A subscription to the Dibs! private Telegram channel — forensic alerts on Polymarket trading activity as they fire, plus access to any web tooling that ships under dibs.horse with the same access tier.

2. Pricing and billing

€5 per month, all-in. Stripe Tax handles VAT inclusively for EU customers (the price you see is the price you pay regardless of country). Billing recurs monthly on the date you originally subscribed and continues until you cancel.

3. Cancellation

Cancel any time via the Stripe customer portal (link sent in your welcome email and accessible at any future invoice email). Your access continues to the end of the period you’ve already paid for, then ends. No question asked, no retention call.

4. Refunds

The Service is digital content delivered immediately on payment. In the EU you would normally have a 14-day right of withdrawal under Directive 2011/83/EU; by clicking “subscribe” you acknowledge that the Service starts immediately and accept that this withdrawal right does not apply to digital content delivered with your prior express consent. We don’t offer partial refunds for unused portions of a billing cycle. Cancel any time to stop renewal.

5. Information only — not investment advice

Dibs! alerts are observational signals, not investment recommendations. We surface trading patterns we find interesting based on public on-chain Polymarket data; we make no promise about the accuracy or future profitability of any signal. You are solely responsible for your own trading decisions. Nothing in the Service constitutes financial, legal, tax, or any other kind of professional advice.

6. Acceptable use

The subscription is for one user. Don’t share your channel access with others, scrape or relay alerts elsewhere, or attempt to reverse-engineer the underlying signal pipeline. We reserve the right to terminate access (with refund of any pre-paid unused portion) for breach of these terms.

7. Service availability

Best-effort. We don’t guarantee uptime, latency, or uninterrupted alert delivery. Outages happen; missed alerts will not be re-delivered. If a serious issue prevents Service delivery for an extended period we’ll communicate via Telegram and may issue partial refunds at our discretion.

8. Personal data

We collect the minimum needed to operate the subscription:

• Email address (collected by Stripe at checkout, held by us for service operation and account recovery).
• Telegram user ID and username (collected by our bot when you claim channel access; used to grant + revoke access).
• Payment data is held by Stripe under their privacy policy; we never see your full card details.

We don’t sell or share this data with third parties beyond our payment processor (Stripe) and our hosting providers. EU/UK GDPR rights (access, rectification, erasure, portability, objection) apply — email hello@dibs.horse to exercise them.

9. Liability

To the maximum extent permitted by law, our total liability to you arising from the Service is limited to the fees you have paid in the 12 months preceding the event giving rise to liability. We are not liable for any trading losses you incur, whether or not those trades were related to alerts received via the Service.

10. Changes

We may update these terms; material changes will be notified via Telegram before they take effect. Continued use of the Service after a change means you accept the updated terms.

11. Governing law

Estonian law governs these terms. Disputes that can’t be resolved amicably go to the courts of Estonia. EU consumers retain access to their local consumer-dispute mechanisms.

12. Contact

Questions, issues, or GDPR requests: hello@dibs.horse.